1. Provider and nature of the services
The services are provided by MC ADMINISTRATIVE CONSULTANCY AND STUDIES under Abu Dhabi Economic Licence No. CN-6711686, activity 7020003 — Administrative Consultancy and Studies. MC Administrative Consultancy and mcaccounts.ae are used as the website and service identity and do not constitute a separate legal entity.
The service consists of an agreed administrative review: checking the completeness and consistency of information and documents, organising them, identifying documentary gaps and preparing written recommendations.
2. Scope of the administrative review
The provider is not a bank, lender, payment institution, investment firm, credit broker or representative of a financial institution and does not provide financial products. References to personal and corporate accounts, business loans, overdrafts, working capital financing and contract financing describe the context in which documents may be administratively reviewed. They are not a product offer, credit advice, financing arrangement, intermediation or representation.
The provider does not make banking decisions, control review timelines or alter a financial institution's internal requirements, checks or procedures.
3. No guarantee of approval
A preliminary assessment and final recommendations constitute a professional opinion based on the information supplied. They are not preliminary or final approval by a financial institution. The relevant financial institution exclusively decides whether to open or close an account, provide financing and set limits, pricing, collateral, fees, timing and additional checks.
Experience, previous outcomes and the results-based payment condition do not guarantee the same outcome in any particular case.
4. No specialist advice
Website materials and administrative recommendations are not legal, tax, accounting, investment or personalised financial advice. Advice from an appropriately licensed specialist should be obtained for those matters.
5. Funds and credentials
The provider does not accept deposits or funds for transfer to a financial institution, hold client funds, or request passwords, PINs, one-time passwords (OTPs) or online-banking credentials.
6. Accuracy of information
The customer is responsible for ensuring that all information and documents supplied are complete, current, accurate and lawful. Financial-institution requirements and applicable rules may change without notice, so website content should not be the sole basis for a decision.
7. Results-based payment condition
Before work begins, the parties agree in writing on the exact scope of the administrative review, the fixed fee, the applicable period and the definition of a positive result. No upfront payment is required. The fixed fee becomes payable only if the agreed positive result occurs within that period. If it does not occur, no fee is charged for the relevant agreed review.
For a bank account, a positive result may be defined as written confirmation that the account has been opened and activated. For financing, it may be final written approval, a facility letter or another document from the financial institution agreed in advance. Preliminary or conditional approval counts only where the agreement expressly says so and its stated material conditions have been satisfied.
The fee is fixed for the administrative review performed and is not calculated as a percentage of an account balance, financing amount or approved limit. This condition allocates the financial risk of paying for the service, but does not influence a financial institution's decision and is not a promise of approval.
8. Individual agreement
Before paid work begins, the terms are recorded in a separate agreement or confirmed order. If the general website wording conflicts with the individual agreement, the individual agreement prevails to the extent permitted by law.
9. Contact
Questions about this disclaimer: mcconsultancy.ae@gmail.com.